South Carolina Auto Insurance rules of its wall of public opinion

The old lady of Pickens County, a simple point to make on their vehicle insurance policy.

It was his bill opens to discover, a fee of $ 200 recoupment joint, insurance executive said Bruce Mackay. She was pleasant, but firmly, by telephone.

The tax was a mistake, of course. She did not have to pay a fee recoupment. You do not have a cut. She had a sedan.

Mackay, Vice President of Operations in South Carolina Farm Bureau Insurance and type questions on the areas of customer invoices, breathing deeply and tried again to explain the status of automobile insurance.

Are you the Pickens County woman among the thousands of South Carolinians still not get it.

Twenty-two years after the renewal of its auto insurance system “consumer” The program has fewer friends than ever before.

The insurance costs more than in almost any other state of South-East. A first conviction for the trip of more than 10 mph above the limit to ensure an increase of 20 per cent of premiums and at least $ 185 in other expenses - whatever the angelic driving record.

And then there’s the background: The South Carolina reinsurance mechanism, a bureaucratic monster that the charges “recoupment” fee, to return to get the cost of “bad” driver “accidents. He managed to lose nearly 2 billion dollars since 1975.

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